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Simply posing new questions and waiting for insight can also be "creative". Making the final form is then a "perfunctory affair", after a work is first resolved intellectually. Even if you make a few marks, or record two bars of something, it can achieve some level of "finished", if it poses a question that has some kind of answer later on.
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It's probably better to actually put yourself into "creatively stressful" situations, or situations that invoke creativity. But you have to get past the starting and finishing parts, and after that there is a natural momentum. I suppose I have been lucky in that I am continuing on with what I have done my entire life. The core question becomes "what have I done since childhood that gives me joy?"]